> ## Documentation Index
> Fetch the complete documentation index at: https://docs.singapay.id/llms.txt
> Use this file to discover all available pages before exploring further.

# E-Wallet

Top up GoPay, OVO, DANA, and ShopeePay wallets directly from your SingaPay balance — the fastest way to disburse rewards, refunds, or incentives to customers who prefer digital wallets.

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## Supported wallets

`GoPay`   `OVO`   `DANA`   `ShopeePay`

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## Transaction limits

| Wallet        | Min (IDR) | Max (IDR)  | Settlement |
| ------------- | --------- | ---------- | ---------- |
| **GoPay**     | 1,000     | 20,000,000 | Real-time  |
| **OVO**       | 10,000    | 20,000,000 | Real-time  |
| **DANA**      | 1,000     | 20,000,000 | Real-time  |
| **ShopeePay** | 1,000     | 20,000,000 | Real-time  |

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## Common use cases

* **Cashback & rewards:** Distribute loyalty points or promotional cashback directly into a customer's preferred wallet.
* **Gig worker payouts:** Pay drivers, couriers, or freelancers who primarily use e-wallet platforms.
* **Refunds:** Issue refunds instantly to the wallet a customer used for their original purchase.
* **Incentive campaigns:** Run promotional disbursements — vouchers, referral bonuses, survey rewards — at scale.

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## How it works

Provide the recipient's registered mobile number (their wallet identifier), the wallet type, and the amount. SingaPay validates the account and credits the wallet balance in real time. You can verify the wallet account is active before sending to avoid failed disbursements.

<Note>
  E-wallet pay outs settle **instantly** — recipients see the top-up in their balance within seconds. This makes them ideal for time-sensitive scenarios like instant refunds or real-time reward distribution.
</Note>

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