> ## Documentation Index
> Fetch the complete documentation index at: https://docs.singapay.id/llms.txt
> Use this file to discover all available pages before exploring further.

# E-Wallet

Let customers pay directly from their digital wallet. Native e-wallet integration keeps the checkout experience fast, familiar, and inside the apps your customers already use every day.

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## What is native e-wallet integration?

Unlike QRIS (where the customer scans a code), native e-wallet integration lets you initiate a payment request programmatically and redirect the customer straight into their wallet app to confirm. This is significantly smoother on mobile — one tap to confirm, payment done in seconds.

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## How it works

<Steps>
  <Step title="Create a payment charge">
    Your backend calls the SingaPay API specifying the wallet type, amount, and customer identifier. SingaPay returns a deep link or redirect URL.
  </Step>

  <Step title="Redirect the customer">
    Direct the customer to the URL. On mobile it opens the wallet app directly. On desktop it shows a QR or link to authenticate.
  </Step>

  <Step title="Customer approves">
    The customer reviews the charge in their wallet app and confirms with PIN or biometric.
  </Step>

  <Step title="Confirmation and redirect">
    SingaPay confirms the payment, fires a webhook, and the customer is redirected back to your success page.
  </Step>
</Steps>

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## Supported wallets — comparison

| Wallet        | Min (IDR) | Max (IDR)  | Settlement |
| ------------- | --------- | ---------- | ---------- |
| **OVO**       | 1,000     | 20,000,000 | T+1        |
| **ShopeePay** | 1,000     | 20,000,000 | T+1        |
| **DANA**      | 1,000     | 20,000,000 | T+1        |

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<Tip>
  **GoPay** is the only e-wallet that supports subscription billing through SingaPay. If your product has recurring charges, GoPay is the go-to wallet choice for mobile-first customers.
</Tip>

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<Card title="Subscription" icon="rotate" href="#26-subscription">
  Set up automatic recurring charges via Credit Card or GoPay.
</Card>

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