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  <url>
    <loc>https://docs.singapay.id/api-reference/account-transfer/list-account-transfers</loc>
    <lastmod>2026-07-03T10:31:10.619Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/account-transfer/show-account-transfer-detail</loc>
    <lastmod>2026-07-03T10:31:10.630Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/account-transfer/transfer-between-accounts</loc>
    <lastmod>2026-07-03T10:31:10.641Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/accounts/create-account</loc>
    <lastmod>2026-07-03T10:31:10.570Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/accounts/get-account</loc>
    <lastmod>2026-07-03T10:31:10.581Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/accounts/introduction</loc>
    <lastmod>2026-06-18T02:19:19.986Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/accounts/list-accounts</loc>
    <lastmod>2026-07-03T10:31:10.560Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/accounts/update</loc>
    <lastmod>2026-07-03T10:31:10.590Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/authentication</loc>
    <lastmod>2026-05-26T07:34:41.188Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/authentication/exchange-hmac-signed-credentials-for-a-bearer-access-token</loc>
    <lastmod>2026-07-03T10:31:10.669Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/authentication/generate-oauth-access-token</loc>
    <lastmod>2026-06-15T09:08:06.068Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/balance-inquiry/get-account-balance</loc>
    <lastmod>2026-07-03T10:31:10.610Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/balance-inquiry/get-merchant-balance</loc>
    <lastmod>2026-07-03T10:31:10.601Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/balance-inquiry/introduction</loc>
    <lastmod>2026-06-10T05:17:59.808Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/card-money-in/cancel-transaction</loc>
    <lastmod>2026-07-03T10:31:10.188Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/card-money-in/inquiry-status</loc>
    <lastmod>2026-07-03T10:31:10.197Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/card-money-in/introduction</loc>
    <lastmod>2026-06-30T03:48:04.447Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/card-money-in/payment-one-time</loc>
    <lastmod>2026-07-03T10:31:10.178Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/cardless-withdrawal/cancel</loc>
    <lastmod>2026-07-03T10:31:10.487Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/cardless-withdrawal/create</loc>
    <lastmod>2026-07-03T10:31:10.478Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/cardless-withdrawal/introduction</loc>
    <lastmod>2026-06-30T04:04:57.522Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/cardless-withdrawal/list</loc>
    <lastmod>2026-07-03T10:31:10.456Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/cardless-withdrawal/show-detail</loc>
    <lastmod>2026-07-03T10:31:10.467Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/direct-debit/binding-card</loc>
    <lastmod>2026-07-03T10:31:10.250Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/direct-debit/binding-status</loc>
    <lastmod>2026-07-03T10:31:10.259Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/direct-debit/charge</loc>
    <lastmod>2026-07-03T10:31:10.278Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/direct-debit/get-transaction</loc>
    <lastmod>2026-07-03T10:31:10.298Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/direct-debit/introduction</loc>
    <lastmod>2026-06-30T03:48:04.443Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/direct-debit/unbind-card</loc>
    <lastmod>2026-07-03T10:31:10.268Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/direct-debit/verify-otp</loc>
    <lastmod>2026-07-03T10:31:10.287Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/disbursement-money-out/check-beneficiary</loc>
    <lastmod>2026-07-03T10:31:10.351Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/disbursement-money-out/check-fee</loc>
    <lastmod>2026-07-03T10:31:10.341Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/disbursement-money-out/disburse-transfer</loc>
    <lastmod>2026-07-03T10:31:10.368Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/disbursement-money-out/inquiry-status</loc>
    <lastmod>2026-07-03T10:31:10.378Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/disbursement-money-out/introduction</loc>
    <lastmod>2026-06-26T03:43:34.304Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/disbursement-money-out/list</loc>
    <lastmod>2026-07-03T10:31:10.308Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/disbursement-money-out/show</loc>
    <lastmod>2026-07-03T10:31:10.318Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-in/create-v1-legacy</loc>
    <lastmod>2026-07-03T10:31:10.124Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-in/create-v2</loc>
    <lastmod>2026-07-03T10:31:10.134Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-in/inquiry-status</loc>
    <lastmod>2026-07-03T10:31:10.166Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-in/introduction</loc>
    <lastmod>2026-06-30T03:48:04.446Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-in/list-transactions</loc>
    <lastmod>2026-07-03T10:31:10.144Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-in/show-transaction</loc>
    <lastmod>2026-07-03T10:31:10.155Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-out/inquiry-account</loc>
    <lastmod>2026-07-03T10:31:10.424Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-out/inquiry-status</loc>
    <lastmod>2026-07-03T10:31:10.446Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-out/introduction</loc>
    <lastmod>2026-06-30T03:48:04.445Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet-money-out/trigger-top-up</loc>
    <lastmod>2026-07-03T10:31:10.435Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/e-wallet/verify-the-holder-name-on-an-e-wallet-account</loc>
    <lastmod>2026-07-03T10:31:10.687Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/general/get-transaction-detail</loc>
    <lastmod>2026-06-15T09:08:06.103Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/general/inquiry-balance</loc>
    <lastmod>2026-06-15T09:08:06.086Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/general/list-transactions</loc>
    <lastmod>2026-06-15T09:08:06.119Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/general/reset-customer-id</loc>
    <lastmod>2026-06-15T09:08:06.215Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/introduction</loc>
    <lastmod>2026-05-20T09:50:32.568Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link-history/introduction</loc>
    <lastmod>2026-06-10T05:17:59.807Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link-history/list</loc>
    <lastmod>2026-07-03T10:31:10.498Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link-history/show</loc>
    <lastmod>2026-07-03T10:31:10.509Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link/create</loc>
    <lastmod>2026-07-03T10:31:09.973Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link/delete</loc>
    <lastmod>2026-07-03T10:31:10.005Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link/introduction</loc>
    <lastmod>2026-06-10T05:17:59.800Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link/list</loc>
    <lastmod>2026-07-03T10:31:09.952Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link/list-payment-methods</loc>
    <lastmod>2026-07-03T10:31:09.964Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link/show</loc>
    <lastmod>2026-07-03T10:31:09.995Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/payment-link/update</loc>
    <lastmod>2026-07-03T10:31:10.015Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/postpaid-v1/inquiry-postpaid-legacy</loc>
    <lastmod>2026-06-15T09:08:06.151Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/postpaid-v1/payment-postpaid-legacy</loc>
    <lastmod>2026-06-15T09:08:06.167Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/postpaid-v2/inquiry-postpaid-v2</loc>
    <lastmod>2026-06-15T09:08:06.247Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/postpaid-v2/payment-postpaid-v2</loc>
    <lastmod>2026-06-15T09:08:06.263Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/prepaid-v1/inquiry-prepaid-legacy</loc>
    <lastmod>2026-06-15T09:08:06.183Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/prepaid-v1/payment-prepaid-legacy</loc>
    <lastmod>2026-06-15T09:08:06.199Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/prepaid-v2/get-parameters-game-topup</loc>
    <lastmod>2026-06-15T09:08:06.231Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/prepaid-v2/payment-prepaid-v2</loc>
    <lastmod>2026-06-15T09:08:06.295Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/prepaid-v2/prepaid-inquiry-v2</loc>
    <lastmod>2026-06-15T09:08:06.279Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/qris-money-in/generate</loc>
    <lastmod>2026-07-03T10:31:10.113Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/qris-money-in/introduction</loc>
    <lastmod>2026-06-10T05:17:59.799Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/qris-money-in/list</loc>
    <lastmod>2026-07-03T10:31:10.094Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/qris-money-in/show</loc>
    <lastmod>2026-07-03T10:31:10.103Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/qris-money-out/inquiry-merchant</loc>
    <lastmod>2026-07-03T10:31:10.387Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/qris-money-out/inquiry-status</loc>
    <lastmod>2026-07-03T10:31:10.414Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/qris-money-out/introduction</loc>
    <lastmod>2026-06-10T05:17:59.803Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/qris-money-out/trigger-payment-credit</loc>
    <lastmod>2026-07-03T10:31:10.404Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/references/response-codes</loc>
    <lastmod>2026-06-25T02:44:56.809Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/references/transaction-status</loc>
    <lastmod>2026-06-11T11:00:56.802Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/security/access-token-v11</loc>
    <lastmod>2026-07-03T10:31:09.939Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/statements/list</loc>
    <lastmod>2026-07-03T10:31:10.650Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/statements/show</loc>
    <lastmod>2026-07-03T10:31:10.660Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/subscription-recurring/cancel-plan</loc>
    <lastmod>2026-07-03T10:31:10.240Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/subscription-recurring/create-plan</loc>
    <lastmod>2026-07-03T10:31:10.208Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/subscription-recurring/get-plan</loc>
    <lastmod>2026-07-03T10:31:10.219Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/subscription-recurring/introduction</loc>
    <lastmod>2026-06-30T03:48:04.473Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/subscription-recurring/update-plan</loc>
    <lastmod>2026-07-03T10:31:10.229Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/va-transaction/introduction</loc>
    <lastmod>2026-06-10T05:42:19.309Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/va-transaction/list</loc>
    <lastmod>2026-07-03T10:31:10.524Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/va-transaction/list-by-va-number</loc>
    <lastmod>2026-07-03T10:31:10.551Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/va-transaction/show</loc>
    <lastmod>2026-07-03T10:31:10.535Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/virtual-account/create</loc>
    <lastmod>2026-07-03T10:31:10.063Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/virtual-account/delete</loc>
    <lastmod>2026-07-03T10:31:10.084Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/virtual-account/introduction</loc>
    <lastmod>2026-06-17T02:29:00.652Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/virtual-account/list</loc>
    <lastmod>2026-07-03T10:31:10.041Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/virtual-account/show</loc>
    <lastmod>2026-07-03T10:31:10.052Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/virtual-account/update</loc>
    <lastmod>2026-07-03T10:31:10.073Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/disbursement-transaction</loc>
    <lastmod>2026-05-26T07:34:41.761Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/ewallet-moneyin</loc>
    <lastmod>2026-05-26T07:34:41.763Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/ewallet-moneyout</loc>
    <lastmod>2026-05-26T07:34:41.759Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/introduction</loc>
    <lastmod>2026-05-26T07:34:41.762Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/payment-link</loc>
    <lastmod>2026-05-26T07:34:42.984Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/payment-link-inquiry</loc>
    <lastmod>2026-05-26T07:34:42.997Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/product-expiration</loc>
    <lastmod>2026-05-26T07:34:42.993Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/qris-acquirer</loc>
    <lastmod>2026-05-26T07:34:42.981Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/qris-issuer</loc>
    <lastmod>2026-05-26T07:34:42.980Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/retry-mechanism</loc>
    <lastmod>2026-05-22T03:43:50.863Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/security-and-signature</loc>
    <lastmod>2026-06-05T09:29:53.840Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/settlement</loc>
    <lastmod>2026-06-22T04:10:33.646Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/shared-endpoints</loc>
    <lastmod>2026-06-11T08:02:47.385Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/subscription</loc>
    <lastmod>2026-05-26T07:34:42.981Z</lastmod>
  </url>

  <url>
    <loc>https://docs.singapay.id/api-reference/webhooks/transaction-moneyin-expiration</loc>
    <lastmod>2026-05-26T07:34:42.979Z</lastmod>
  </url>

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  <url>
    <loc>https://docs.singapay.id/guides/en/accept-payment/settlement</loc>
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  <url>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.singapay.id/guides/en/getting-started/your-dashboard</loc>
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  <url>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.singapay.id/guides/en/sub-account/balance-transfer</loc>
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  <url>
    <loc>https://docs.singapay.id/guides/id/accept-payment/credit-card</loc>
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    <loc>https://docs.singapay.id/guides/id/accept-payment/e-wallet</loc>
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    <loc>https://docs.singapay.id/guides/id/accept-payment/qris</loc>
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  <url>
    <loc>https://docs.singapay.id/guides/id/accept-payment/subscription</loc>
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  <url>
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  <url>
    <loc>https://docs.singapay.id/guides/id/getting-started/your-dashboard</loc>
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  <url>
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  <url>
    <loc>https://docs.singapay.id/guides/id/sub-account/overview</loc>
    <lastmod>2026-07-03T10:31:15.686Z</lastmod>
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  <url>
    <loc>https://docs.singapay.id/instant-business-loan</loc>
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  <url>
    <loc>https://docs.singapay.id/kyc-suite</loc>
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  <url>
    <loc>https://docs.singapay.id/lending-monetization</loc>
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  <url>
    <loc>https://docs.singapay.id/overview</loc>
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    <loc>https://docs.singapay.id/recipient-verification</loc>
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