Check beneficiary
Performs a real-time beneficiary account name inquiry through the payment gateway banking partner. Accepts bank_code as either a three-digit national bank code or a bank SWIFT code. Returns validation status and the account holder name when the account is found. See Response Code for the full SP000–SP020 reference.
Authorizations
JWT issued by POST /api/v1.1/access-token/b2b. Send Authorization: Bearer <token>.
Merchant API key (Credential.api_key). Required on every request.
Body
Request body for beneficiary account name inquiry (API v2.0).
Destination bank identifier: a three-digit national bank code (for example 014) or an eight-character SWIFT code (for example BRINIDJA).
"002"
Beneficiary account number. Numeric digits only, between 6 and 30 characters.
"1234567890000"
Response
SP000 Successfully — beneficiary verified. Merchant action: none required before transfer.
Custom v2 envelope for check beneficiary. response_code is SP000 when valid (HTTP 200) or SP014 when verification fails (HTTP 404).
