Create
curl --request POST \
--url https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id} \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'X-PARTNER-ID: <api-key>' \
--data '
{
"bank_code": "BRI",
"kind": "temporary",
"amount_type": "closed",
"name": "Bakso Enak- John Doe",
"merchant_reff_no": "INV-2026-001",
"expired_at": "1774000000000",
"max_usage": 1,
"amount": 100000,
"min_amount": 10000,
"max_amount": 100000
}
'import requests
url = "https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}"
payload = {
"bank_code": "BRI",
"kind": "temporary",
"amount_type": "closed",
"name": "Bakso Enak- John Doe",
"merchant_reff_no": "INV-2026-001",
"expired_at": "1774000000000",
"max_usage": 1,
"amount": 100000,
"min_amount": 10000,
"max_amount": 100000
}
headers = {
"Authorization": "Bearer <token>",
"X-PARTNER-ID": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
Authorization: 'Bearer <token>',
'X-PARTNER-ID': '<api-key>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
bank_code: 'BRI',
kind: 'temporary',
amount_type: 'closed',
name: 'Bakso Enak- John Doe',
merchant_reff_no: 'INV-2026-001',
expired_at: '1774000000000',
max_usage: 1,
amount: 100000,
min_amount: 10000,
max_amount: 100000
})
};
fetch('https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'bank_code' => 'BRI',
'kind' => 'temporary',
'amount_type' => 'closed',
'name' => 'Bakso Enak- John Doe',
'merchant_reff_no' => 'INV-2026-001',
'expired_at' => '1774000000000',
'max_usage' => 1,
'amount' => 100000,
'min_amount' => 10000,
'max_amount' => 100000
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json",
"X-PARTNER-ID: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}"
payload := strings.NewReader("{\n \"bank_code\": \"BRI\",\n \"kind\": \"temporary\",\n \"amount_type\": \"closed\",\n \"name\": \"Bakso Enak- John Doe\",\n \"merchant_reff_no\": \"INV-2026-001\",\n \"expired_at\": \"1774000000000\",\n \"max_usage\": 1,\n \"amount\": 100000,\n \"min_amount\": 10000,\n \"max_amount\": 100000\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("X-PARTNER-ID", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}")
.header("Authorization", "Bearer <token>")
.header("X-PARTNER-ID", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"bank_code\": \"BRI\",\n \"kind\": \"temporary\",\n \"amount_type\": \"closed\",\n \"name\": \"Bakso Enak- John Doe\",\n \"merchant_reff_no\": \"INV-2026-001\",\n \"expired_at\": \"1774000000000\",\n \"max_usage\": 1,\n \"amount\": 100000,\n \"min_amount\": 10000,\n \"max_amount\": 100000\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["X-PARTNER-ID"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"bank_code\": \"BRI\",\n \"kind\": \"temporary\",\n \"amount_type\": \"closed\",\n \"name\": \"Bakso Enak- John Doe\",\n \"merchant_reff_no\": \"INV-2026-001\",\n \"expired_at\": \"1774000000000\",\n \"max_usage\": 1,\n \"amount\": 100000,\n \"min_amount\": 10000,\n \"max_amount\": 100000\n}"
response = http.request(request)
puts response.read_body{
"status": 200,
"success": true,
"data": {
"id": "01K946KF851RK7FX075GJHBVKF",
"number": "9090583126022726",
"code": "VA_BNI",
"bank": {
"short_name": "BRI",
"number": "002",
"swift_code": "BRINIDJA"
},
"amount": {
"value": "1234.56",
"currency": "IDR"
},
"amount_type": "closed",
"status": "active",
"kind": "temporary",
"current_usage": 0,
"expired_at": 1774000000000,
"name": "Bakso Enak- John Doe",
"merchant_reff_no": "INV-2026-001",
"min_amount": {
"value": "1234.56",
"currency": "IDR"
},
"max_amount": {
"value": "1234.56",
"currency": "IDR"
}
}
}{
"status": 400,
"success": false,
"error": {
"code": 400,
"message": "Bad Request."
}
}{
"status": 401,
"success": false,
"error": {
"code": 401,
"message": "Unauthorized merchant, please sign in"
}
}{
"status": 404,
"success": false,
"error": {
"code": 404,
"message": "Account not found."
}
}{
"status": 405,
"success": false,
"error": {
"code": 4059901,
"message": "The PATCH method is not supported for this route. Supported methods: GET, HEAD, POST."
}
}{
"status": 422,
"success": false,
"error": {
"code": 422,
"message": "Validation error.",
"errors": {
"field": [
"error message"
]
}
},
"data": {
"errors": {
"field": [
"error message"
]
}
}
}Virtual Account
Create
Creates a new virtual account for an active account. Amount rules depend on amount type (open or closed), kind (temporary or permanent), and merchant configuration limits.
POST
/
api
/
v1.0
/
virtual-accounts
/
{account_id}
Create
curl --request POST \
--url https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id} \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'X-PARTNER-ID: <api-key>' \
--data '
{
"bank_code": "BRI",
"kind": "temporary",
"amount_type": "closed",
"name": "Bakso Enak- John Doe",
"merchant_reff_no": "INV-2026-001",
"expired_at": "1774000000000",
"max_usage": 1,
"amount": 100000,
"min_amount": 10000,
"max_amount": 100000
}
'import requests
url = "https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}"
payload = {
"bank_code": "BRI",
"kind": "temporary",
"amount_type": "closed",
"name": "Bakso Enak- John Doe",
"merchant_reff_no": "INV-2026-001",
"expired_at": "1774000000000",
"max_usage": 1,
"amount": 100000,
"min_amount": 10000,
"max_amount": 100000
}
headers = {
"Authorization": "Bearer <token>",
"X-PARTNER-ID": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
Authorization: 'Bearer <token>',
'X-PARTNER-ID': '<api-key>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
bank_code: 'BRI',
kind: 'temporary',
amount_type: 'closed',
name: 'Bakso Enak- John Doe',
merchant_reff_no: 'INV-2026-001',
expired_at: '1774000000000',
max_usage: 1,
amount: 100000,
min_amount: 10000,
max_amount: 100000
})
};
fetch('https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'bank_code' => 'BRI',
'kind' => 'temporary',
'amount_type' => 'closed',
'name' => 'Bakso Enak- John Doe',
'merchant_reff_no' => 'INV-2026-001',
'expired_at' => '1774000000000',
'max_usage' => 1,
'amount' => 100000,
'min_amount' => 10000,
'max_amount' => 100000
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json",
"X-PARTNER-ID: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}"
payload := strings.NewReader("{\n \"bank_code\": \"BRI\",\n \"kind\": \"temporary\",\n \"amount_type\": \"closed\",\n \"name\": \"Bakso Enak- John Doe\",\n \"merchant_reff_no\": \"INV-2026-001\",\n \"expired_at\": \"1774000000000\",\n \"max_usage\": 1,\n \"amount\": 100000,\n \"min_amount\": 10000,\n \"max_amount\": 100000\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("X-PARTNER-ID", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}")
.header("Authorization", "Bearer <token>")
.header("X-PARTNER-ID", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"bank_code\": \"BRI\",\n \"kind\": \"temporary\",\n \"amount_type\": \"closed\",\n \"name\": \"Bakso Enak- John Doe\",\n \"merchant_reff_no\": \"INV-2026-001\",\n \"expired_at\": \"1774000000000\",\n \"max_usage\": 1,\n \"amount\": 100000,\n \"min_amount\": 10000,\n \"max_amount\": 100000\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://sandbox-payment-b2b.singapay.id/api/v1.0/virtual-accounts/{account_id}")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["X-PARTNER-ID"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"bank_code\": \"BRI\",\n \"kind\": \"temporary\",\n \"amount_type\": \"closed\",\n \"name\": \"Bakso Enak- John Doe\",\n \"merchant_reff_no\": \"INV-2026-001\",\n \"expired_at\": \"1774000000000\",\n \"max_usage\": 1,\n \"amount\": 100000,\n \"min_amount\": 10000,\n \"max_amount\": 100000\n}"
response = http.request(request)
puts response.read_body{
"status": 200,
"success": true,
"data": {
"id": "01K946KF851RK7FX075GJHBVKF",
"number": "9090583126022726",
"code": "VA_BNI",
"bank": {
"short_name": "BRI",
"number": "002",
"swift_code": "BRINIDJA"
},
"amount": {
"value": "1234.56",
"currency": "IDR"
},
"amount_type": "closed",
"status": "active",
"kind": "temporary",
"current_usage": 0,
"expired_at": 1774000000000,
"name": "Bakso Enak- John Doe",
"merchant_reff_no": "INV-2026-001",
"min_amount": {
"value": "1234.56",
"currency": "IDR"
},
"max_amount": {
"value": "1234.56",
"currency": "IDR"
}
}
}{
"status": 400,
"success": false,
"error": {
"code": 400,
"message": "Bad Request."
}
}{
"status": 401,
"success": false,
"error": {
"code": 401,
"message": "Unauthorized merchant, please sign in"
}
}{
"status": 404,
"success": false,
"error": {
"code": 404,
"message": "Account not found."
}
}{
"status": 405,
"success": false,
"error": {
"code": 4059901,
"message": "The PATCH method is not supported for this route. Supported methods: GET, HEAD, POST."
}
}{
"status": 422,
"success": false,
"error": {
"code": 422,
"message": "Validation error.",
"errors": {
"field": [
"error message"
]
}
},
"data": {
"errors": {
"field": [
"error message"
]
}
}
}Authorizations
JWT issued by POST /api/v1.1/access-token/b2b. Send Authorization: Bearer <token>.
Merchant API key (Credential.api_key). Required on every request.
Path Parameters
Account identifier in ULID format.
Body
application/json
Issuing bank for the virtual account.
Available options:
BCA, BNI, BRI, MANDIRI, PERMATA, MAYBANK, CIMB, BSI, MUAMALAT, BNC, OCBC, DANAMON Example:
"BRI"
Virtual account duration type.
Available options:
temporary, permanent Example:
"temporary"
Amount model: closed (fixed amount) or open (min/max range). Defaults to closed when omitted.
Available options:
open, closed Example:
"closed"
Display name for the virtual account.
Maximum string length:
200Example:
"Bakso Enak- John Doe"
Merchant reference number for this virtual account.
Maximum string length:
255Example:
"INV-2026-001"
Expiration time as a Unix timestamp in milliseconds (13 digits). Required when kind is temporary.
Pattern:
^\d{13}$Example:
"1774000000000"
Maximum number of successful payments allowed. Required when kind is temporary.
Required range:
1 <= x <= 255Example:
1
Fixed payment amount. Required for closed virtual accounts. Minimum and maximum limits depend on merchant configuration.
Example:
100000
Minimum payment amount. Required for open virtual accounts.
Example:
10000
Maximum payment amount. Required for open virtual accounts and must be greater than or equal to min_amount.
Example:
100000
⌘I