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Welcome to SingaPay 👋

SingaPay is a payment infrastructure platform built for businesses in Indonesia. Whether you’re collecting payments from customers or sending funds to partners, SingaPay gives you a single integration point — reliable, programmable, and ready to scale.

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What is SingaPay?

SingaPay is a B2B payment gateway that removes the complexity of dealing with multiple banks, digital wallets, and payment rails separately. Instead of negotiating contracts with each bank or wallet provider individually, you connect once to SingaPay and immediately have access to a complete suite of payment products — all managed through one dashboard and one API. We handle the infrastructure, the reconciliation, and the bank relationships. Your team focuses on building the product experience, not managing payment plumbing.

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What can you do with SingaPay?

Accept Payments

Virtual Accounts, QRIS, Credit Card, E-Wallets, and Subscription billing — all in one integration.

Send Money

Disburse to any local bank account or e-wallet in Indonesia — payroll, refunds, supplier payments, and more.

Sub-accounts

Organize your operations by business unit, brand, or partner under a single merchant credential.

Reports

Full transaction history, balance statements, and reconciliation data — available via API or dashboard.

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Key highlights

✓ One integration covers multiple bank Virtual Accounts, QRIS, Credit Card, and e-wallets — no separate contracts needed per channel. ✓ Real-time payment confirmation with automated reconciliation. Every transaction is recorded the moment it happens. ✓ Outbound transfers to 100+ Indonesian banks and e-wallets, available around the clock. ✓ Subscription billing for recurring charges via Credit Card and E-Wallet. ✓ Sub-account structure to cleanly separate funds and transaction history across your business units or customers. ✓ Detailed reports exportable from the dashboard or queryable via API for seamless reconciliation.

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How it all connects

Every payment product in SingaPay is anchored to an Account. When a customer makes a payment — through a Virtual Account number, a QRIS scan, or a checkout page — the funds are automatically credited to the associated account balance. From there, you can monitor your balance, pull reports, or push funds out via disbursement. Webhook notifications keep your system informed in real time, so you’re never polling for status updates.