Normal Settlement
Uses the standard settlement cycle for each payment method, typically T+1 (next business day), although some methods may require longer. This is the default settlement option for all merchants. Suitable for businesses with stable cash flow that do not require accelerated fund availability.Early Settlement
Accelerates settlement beyond the standard processing cycle, enabling same-day (T+0) or near-instant fund availability depending on the payment method. Availability and eligible transaction amounts may vary by payment channel. Transactions exceeding eligible limits will continue to follow the normal settlement cycle. Ideal for businesses seeking faster liquidity for operational expenses or reducing end-of-day cash flow gaps.| Settlement Type | Processing Time | Availability | Additional Fee |
|---|---|---|---|
| Normal Settlement | T+1 to T+4 depending on payment method | All supported payment methods | None |
| Early Settlement | Same-day (T+0) or near real-time depending on payment method | Selected payment methods only | May apply |
Typical Use Cases
- FinTech lenders recycling repayment funds into new loans
- High-volume merchants seeking faster cash turnover
- E-commerce sellers paying suppliers sooner and improving working capital